30-Year Fixed VA

A 30-year fixed VA mortgage loan is a government-backed loan designed to help active-duty military personnel, veterans, and their families achieve the dream of homeownership. With low-interest rates, no down payment requirements, and flexible credit standards, this loan program offers a range of benefits that make homeownership accessible and affordable.

Who is it for?

This loan program is specifically designed for those who have served or are currently serving in the military. It is also available to eligible surviving spouses.


A 30-year fixed VA mortgage loan is a mortgage loan that is guaranteed by the US Department of Veterans Affairs (VA). It offers borrowers a fixed interest rate for the life of the loan, making monthly payments predictable and budget-friendly. This loan type typically requires no down payment and no private mortgage insurance, making it a popular choice for those who are just starting out or who have limited funds for a down payment.


Lower Total Payments

VA mortgage loans typically have lower total payments than conventional loans, especially when the down payment is less than 20%. This is mostly due to the higher cost of private mortgage insurance on conventional loans. This can save borrowers thousands of dollars over the life of the loan.

No Down Payment Required

Unlike conventional loans, VA mortgage loans do not require a down payment. This makes homeownership more accessible for those who have limited funds for a down payment.

Flexible Credit Standards

VA mortgage loans have flexible credit standards, making it easier for those with less-than-perfect credit to qualify for a loan.

No Private Mortgage Insurance

VA mortgage loans do not require private mortgage insurance (PMI), saving borrowers hundreds of dollars each month.

Get Pre-Qualified Today

If you’re a veteran, active-duty military personnel, or a surviving spouse, you may be eligible for a 30-year fixed VA mortgage loan. Contact us today to learn more and get pre-qualified for this exciting opportunity. Let us help you turn your dream of homeownership into a reality!

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