30-Year Fixed FHA


A 30-year fixed mortgage is a home loan that has a fixed interest rate for 30 years. FHA (Federal Housing Administration) is a government agency that provides insurance for mortgage lenders, making it easier for borrowers to obtain financing. With a 30-year fixed FHA mortgage, you’ll have a single, low monthly payment that never changes, making budgeting and financial planning easier.

Who It’s For

The 30-year fixed FHA mortgage is ideal for first-time homebuyers or those with limited cash for a down payment. It’s also a great option for those with less-than-perfect credit, as the FHA has more lenient credit requirements.


Lower Down Payments

The FHA requires a down payment of just 3.5%, making it easier to purchase a home, even if you don’t have a lot of cash saved up.

Flexible Credit Requirements

The FHA is more lenient when it comes to credit requirements, making it easier for those with less-than-perfect credit to qualify for a mortgage.

Fixed Interest Rates

With a 30-year fixed mortgage, your interest rate will never change, making it easier to plan your budget and manage your finances.

Lower Monthly Payments

Because you’re spreading your payments over 30 years, your monthly payments will be lower than with a shorter-term mortgage.


If you’re a first-time homebuyer or have limited cash for a down payment, the 30-year fixed FHA mortgage may be the perfect option for you. With low down payments, flexible credit requirements, and fixed interest rates, this program makes it easier to achieve your dream of homeownership. Contact us today to learn more and see if you qualify.

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