25-Year Fixed Conforming


A 25-Year Fixed Conforming Mortgage Loan is a type of home loan that offers a fixed interest rate and a fixed monthly payment for a period of 25 years. The term “conforming” refers to the loan amount and underwriting guidelines, which must fall within the limits set by government-sponsored entities, such as Fannie Mae and Freddie Mac.

Who is it for?

This mortgage loan program is ideal for first-time homebuyers, families looking to upgrade to a larger home, and anyone who wants the stability and predictability of a fixed monthly payment. This is especially popular among people who are refinancing from a 30-year loan that they have paid on for several years and don’t want to extend their loan payoff schedule.


Fixed Interest Rate

With a 25-Year Fixed Conforming Mortgage Loan, you can lock in a low interest rate for the entire term of the loan. This means that your monthly payment will remain the same, even if interest rates rise in the future.

Predictable Monthly Payments

A fixed monthly payment makes it easier to budget and plan for the future. You’ll know exactly how much you’ll be paying each month, which can help you make informed financial decisions.

Longer Loan Term

The 25-year loan term gives you more time to pay off the mortgage and build equity in your home. This can also result in lower monthly mortgage payments compared to shorter-term loans, such as a 15-year mortgage.


A 25-Year Fixed Conforming Mortgage Loan is a smart choice for anyone looking to become a homeowner. With a fixed interest rate and predictable monthly payments, you can enjoy the stability and peace of mind that comes with owning your own home. Contact us today to learn more about this mortgage loan program and see if it’s right for you!

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